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Maria Nemeth, PhD, is the creator of You and Money, a personal and professional development seminar that has shown thousands of people how to create on-going affluence and financial ease in their lives. A clinical psychologist with more than 28 years of experience, she is known for her unique synthesis of spiritual and practical techniques in working with inner financial obstacles. A former financial columnist for the Sacramento Bee, Dr. Nemeth is the author of The Energy of Money.